It offers the most comprehensive range of products and information services for financial institutions, businesses, insurance companies, public authorities, professionals and private individuals. Our databases offer a wealth of information that is unique in Italy in terms of data quality, completeness and historical depth. A depth that shows the trend of phenomena over time and tells the story of companies, groups and natural persons.
Each year more than 34,000 customers rely Cerved to evaluate solvency and creditworthiness, monitor and manage credit risk during all phases, accurately define marketing strategies and evaluate and manage non-performing loans.
Cerved was founded in 1974 as a computer company management, processing and distributing national databases through the work of the Chambers of Commerce of Veneto. It has grown by continuously innovating its products, developing new business and integrating several successful companies, thus confirming its leadership in the market for over 40 years.
In 2008, it obtained ECAI recognition (external agency for evaluation of creditworthiness) from the Bank of Italy, becoming the first Italian credit rating agency whose credit ratings can be used for the calculation, based on standard methods, of prudential capital ratios of banks based on the Basel II Accord.
Acting on the enormous wealth of information available to Cerved, the Research Department conducts economic research and analyses that can be used to understand the performance of Italian companies, particularly SMEs, from a unique and privileged vantage point. The expertise gained by Cerved from analyses of the criteria used to assess credit risk is available to customers, observers and specialist press through periodic ad hoc research.
All Cerved's wealth of information and expertise can be accessed by you in “Know”.
Founded in 1971, it associates companies that deal with collecting, processing, evaluating, estimating and rating of economic, financial, loan, real estate, industrial, manufacturing, trade and professional data from proprietorships, companies and natural persons.
Cerved is a member of Assirm, the association founded in 1991 that includes the most important Italian companies specialised in marketing researches and surveys. Assirm’s members are due to follow the Assirm ethical code and be compliant to its quality regulations.
The largest international network for the exchange of business information on companies, the result of cooperation between the main independent national agencies.
This is an informal body established in 1987 and consisting of the European Commission, Central Banks, National Statistical Institutes and independent organisations (IASB, ECB and Eurostat). It deals with exchange and comparison of information, database management with internal or external purposes, and in-depth discussions relating to economic and financial risk and analyses.
The largest European federation of the Business Information enterprises, capable of delivering more than 180 million documents of Business and Consumer Information each year.
OIC (Organismo Italiano di Contabilità - Italian Accounting Board) was founded from the need to establish a national standard setter with broader representation, capable of commenting on the national accounting agencies in a cohesive manner.
Founded on the initiative of partners representative of the entire national economy and financial system (Abi, Aiaf, Ania, Assonime, Bank of Italy, Borsa Italiana, the National Council of Chartered Accountants, Confindustria, IVASS, OIC and Unioncamere), the Association focuses on the development and dissemination of taxonomies and technological standards in the economic financial sector.