It offers the most comprehensive range of products and information services for financial institutions, businesses, insurance companies, public authorities, professionals and private individuals. Our databases offer a wealth of information that is unique in Italy in terms of data quality, completeness and historical depth. A depth that shows the trend of phenomena over time and tells the story of companies, groups and natural persons.
Each year more than 34,000 customers rely Cerved to evaluate solvency and creditworthiness, monitor and manage credit risk during all phases, accurately define marketing strategies and evaluate and manage non-performing loans.
Cerved was founded in 1974 as a computer company management, processing and distributing national databases through the work of the Chambers of Commerce of Veneto. It has grown by continuously innovating its products, developing new business and integrating several successful companies, thus confirming its leadership in the market for over 40 years.
In 2008, it obtained ECAI recognition (external agency for evaluation of creditworthiness) from the Bank of Italy, becoming the first Italian credit rating agency whose credit ratings can be used for the calculation, based on standard methods, of prudential capital ratios of banks based on the Basel II Accord.
Acting on the enormous wealth of information available to Cerved, the Research Department conducts economic research and analyses that can be used to understand the performance of Italian companies, particularly SMEs, from a unique and privileged vantage point. The expertise gained by Cerved from analyses of the criteria used to assess credit risk is available to customers, observers and specialist press through periodic ad hoc research.
All Cerved's wealth of information and expertise can be accessed by you in “Know”.