Our cornerstones to
support your business

We connect the dots between information, innovation and training to help you reduce financial risks, improve your financial credibility and manage your receivables, so that you will gain both more trust and more liquidity. We also guide you in your investments and in finding new customers and new market opportunities.

Risk Intelligence

We know all about the economic life cycle of Italian companies. We study credit market dynamics up close so that we can provide you with a real approach to safeguarding against every type of risk. We give you access to the data and information that will help you assess the financial profile and creditworthiness of all economic actors you do business with, as well as of your competitors. On top of that, we anticipate market trends, formulating forecasts to steer your choices and actions so that you can curtail non-payments, fraud risk and credit risk. We’ll not only protect your business, but even think about how it can develop: we’ll identify and establish the financing formats that are most suitable for you and will ensure healthy, sustainable growth.

Marketing Intelligence

We’ll work with you to plan and implement smarter, more effective and more efficient marketing and sales strategies, which will help you hit all of your business targets. We can offer you a wide and deep range of services, both online and offline. From our vast repository of data, we draw out and extrapolate the specific information you need, accompanied by exclusive analysis and enhanced by scientific algorithms. We apply our well-established strategies, designing custom digital marketing and lead generation solutions for you. And we provide you with sector research reports and training courses that will help you gain new skills and a fresh strategic vision.

Credit Management

Cerved Credit Management Group is an independent provider of a complete range of services to assess and manage credit portfolios on both the primary and secondary market. We use the most advanced tools, methods and technologies, along with Cerved’s wealth of data, to evaluate portfolios, devise recovery strategies, and manage any type of credit. You can count on our team of professional and legal experts at all times to resolve any critical issues. With Cerved Master Services, we manage all activities related to loan securitisation and, through specialised units, even the remarketing of underlying real estate and movable properties. You can rely on us to guarantee effective action to substantially reduce debt collection timescales.

Rating Agency

Cerved Rating Agency (CRA) is the Italian rating agency that evaluates the creditworthiness and sustainability of non-financial companies and their debt securities. Operating independently within the group, the agency issues and monitors ratings requested directly by the assessed companies, and also provides the Italian banking system with ratings used for regulatory purposes. Thanks to a team of over 150 analysts with proven expertise, along with a rigorous and systematically applied methodology, CRA’s independent ratings are recognised on an international scale. Using an exclusive environmental, social and governance (ESG) valuation methodology along with a rich database of information pertaining to sustainability, CRA also issues ratings on the sustainability level of businesses, financial institutions, insurance companies and their respective financial instruments.