Consumer Information services help people and companies make decisions at critical junctures in life: for home and car purchases, for university tuition expenses, or for starting one’s own business. With this data, people can manage and monitor their finances, or apply for financial services. With the same information, companies can identify the most efficient market strategies, while lenders can disburse loans and related services in a responsible manner, protecting their businesses from the risk of fraud and missed payments.
Yet the variety and quantity of information available to support credit decisions often slows down and complicates the process.
Under the joint venture between Experian and Cerved, in place since August 2012, we have established the most powerful credit information system (CIS) in Italy. By connecting respective skills, Experian and Cerved Group have made a range of services available to the Italian financial industry that aim for primacy in terms of innovation, technology and advancement for risk management systems.